Fixed-Rate Mortgage
Adjustable-Rate Mortgage
Low Down Payments
Jumbo and Super Jumbo Loans
Flexible Terms Available
FHA loans are insured by the Feder Housing Administration (hence the FHA). In order to lower the risk of loss by a private lender, the borrower's loan is backed by the federal government.
The birth of the FHA loan occurred in response to the massive amount of foreclosures and defaults in the United States in the The Great Depression. It was a program made to give wary lenders hope for loans that would have otherwise seemed too volatile to touch.
If you're not sure where you belong in the wide world of loans, don't worry -- we're specialists that are experts at finding the right fit for you.
If you're ready to see if you qualify, click here.
Here’s how our home loan process works:
Buying a home is one of the most exciting moments in life but, let's be honest, it can be a little scary too. Good thing we have a tailored approach to getting you into the perfect loan that makes the most sense for your situation.
With rates at historic lows, now is a great time for many to take advantage of a refinance. Lower your monthly payment, or look into paying your house off quicker. We are here to answer any questions you have.
The Greek philosopher Heraclitus said, "The only constant in life is that it changes." It was as true in ancient Greece as it is now. When your home is ready for a Homer sized upgrade, we are here to help you get there.
Arizona Mortgage Broker License number (MB - 1016275)
TEXAS MORTGAGE BROKER DISCLOSURE
“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
