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HARP loans

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about HARP loans

The Home Affordable Refinance Program (HARP) is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009, in response to the housing bubble pop that was happening at the time. Many homes in the United States were what we call "underwater" which means that they weren't making payments quickly enough to match the accruing interest and often owed more on their homes than the purchase price after years of paying.

If you're not sure where you belong in the wide world of loans, don't worry -- we're specialists that are experts at finding the right fit for you.

If you're ready to see if you qualify, click here.

The HARP Loan Process

Here’s how our home loan process works:

  • Fill out our Get Started paperwork (button below)
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs
ready to get started?

All roads lead to home.

Three different loan options to get you where you want to go.

Buying a home is one of the most exciting moments in life but, let's be honest, it can be a little scary too. Good thing we have a tailored approach to getting you into the perfect loan that makes the most sense for your situation.

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With rates at historic lows, now is a great time for many to take advantage of a refinance. Lower your monthly payment, or look into paying your house off quicker. We are here to answer any questions you have.

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The Greek philosopher Heraclitus said, "The only constant in life is that it changes." It was as true in ancient Greece as it is now. When your home is ready for a Homer sized upgrade, we are here to help you get there.

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We have offices in the following locations and we're growiing every day!

700 N. Carroll Ave Suite 130, Southlake, TX 76092

5049 Edwards Ranch Road Fort Worth, TX 76107

1415 Louisiana Suite 2900Houston, TX 77002

7227 N 16th St, Ste 112, Phoenix, AZ 85020

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Arizona Mortgage Broker License number (MB - 1016275)

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TEXAS MORTGAGE BROKER DISCLOSURE
“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”